Oman Investment & Finance Co. SAOG (OIFC) is the leading utility billing and debt factoring company in the Sultanate of Oman. Established in 1979, OIFC factors bills and debts for the Public Authority of Electricity and Water, Omantel, Oman Mobile, Muscat Municipality and The Wave - Muscat. OIFC is a Joint Stock Company with a share capital of RO 12 Million listed on the Muscat Securites Market (MSM).

OIFC is committed to help the people of Oman experience a change through prompt, efficient and customer-friendly bill payment services.